The Universal Credit aims to make the system simpler by replacing five work based benefits with one benefit.They describe Universal Credit as "the most radical redesign of the benefits system this country has ever seen," saying it pays people to work rather than claim benefits.Written evidence, seen by BBC Radio 4 The World This Weekend, was submitted to the House of Commons Work and Pensions Committee by organisations representing councils, charities, trades unions, business groups and housing organisations.The Women Budget Group is among those expressing concerns about new monthly payments, saying "many on low incomes in work have wages and/or benefits and tax credits paid more frequently, which matches common budgeting patterns for those on low incomes".The group, which works towards "a gender equal society", adds: "Women are likely to be hit harder, as in low income families they tend to make more frequent purchases that will be squeezed as money is stretched."The BBC Chris Mason says there are also concerns that a policy of paying the Universal Credit to just one person in a household could, in some instances, upset the family dynamic potentially putting that individual in a position of considerable power and influence.And Gingerbread, the charity for single parents, asks: "What consideration has been given to providing grants to cover a shortfall when transitioning from fortnightly to monthly payments, rather than claimants having to rely on budgeting advances or loans which need to be repaid?"Benefits claimant Chris O 50, from Clapton, told BBC News that the move to monthly payments "won work at all"."I can budget for that," he told Radio 4 The World This Weekend. "I will go without electricity, or I may go without gas."The Local Government Association, meanwhile, is among groups concerned that there is "a real risk that the central government Universal Credit IT systems will not be ready on time".The CBI business organisation says the new system "tight delivery timetable, coupled with low awareness among companies, is a risk to business and to the implementation of the Universal Credit".The government push for claimants to access benefits online is also questioned by some groups.Community charity Citizens Advice warns that the Universal Credit system "risks causing difficulties to the 8.5 million people who have never used the internet and a further 14.5 million who have virtually no ICT skills".However, the submissions also show that many organisations acknowledge the government motivations for reform are sound.Labour Shadow Work and Pensions Secretary Liam Byrne said: "Universal Credit is overdue and over budget and now everyone from the chancellor to charities, the CBI to local councils is warning this is a car crash about to happen."We been warning of this for months and we summoning Iain Duncan Smith to the Commons for a full scale debate."But ministers insist the timetable for the introduction of Universal Credit remains on track to begin in October 2013. They say it will be phased in over a number of years, with eight million households signed up by 2017.Continue reading the main storyUniversal Credit replaces.A Department for Work and Pensions spokeswoman said: "Liam Byrne is quite simply wrong. Universal Credit is on track and on budget. To suggest anything else is incorrect."She said ministers intended to address concerns about the new system at a Work and Pensions Select Committee hearing.?University of Scranton at 125
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