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you should also consider extra coverage to make sure you come out okay. I personally went out of my way to make sure I got the best possible coverage at a fair price. I also did quite a bit of research to make sure I was working with a reputable company. Having the best coverage in the world doesnt do you any good if the insurance company does not live up to their end of the deal.<br/> <br/> Collision Insurance<br/> <br/> This type of coverage is for you and your motorcycle. If you carry collision coverage, your insurance company will pay to replace your bike regardless of who is at fault. There is often a deductible that should be taken into consideration. There is no reason to carry this type of insurance if the deductible is more than or near the amount it would take to replace your bike.<br/> <br/> Comprehensive Insurance<br/> <br/> This covers your bike if it is stolen or otherwise destroyed while youre not driving it. Again, the coverage is less a deductible, so you should only pay for this if it makes sense.<br/> <br/> Liability<br/> <br/> This coverage http://www.wontto.net/coach-op-art-bags/classical-and-cheap-coach-new-op-art-refined-sateen-satchel-brown-8678060.html
is mandatory. This covers losses that occur to someone else if youre at fault. With the rising cost of healthcare, you will be happy you have this coverage even if you get into a minor accident.<br/> <br/> Uninsured Motorist<br/> <br/> Uninsured motorist is excellent insurance to have. This covers you if someone that does not hold insurance hits you. Most people that dont have insurance are judgment proof. In other words, you can only sue them and not their insurance company. Try to get your $100,000 medical bill paid for by someone that cant afford the $60 per month insurance.<br/> <br/> Roadside assistance<br/> <br/> I know many people balk at this and feel they can handle anything the road throws at them. However, even if you are capable of fixing your own bike no matter what. This coverage still can make sense. Often it will cover the cost to tow your bike, cover meals, and even hotel rooms if it cannot be fixed quickly. The coverage is extremely cheap and could help you avoid large bills down the road. I recommend it.<br/> <br/> By this point you should know all about the various forms of insurance you should have for you and your bike. Once again, most are either mandatory or inexpensive so there are no excuses!</p>
